My Experience with 401 Auto Financing
In late October 2023, I visited 401 Auto Financing’s Kitchener branch, hoping to secure a car loan. Being a newcomer to Canada, my financial history was still in its infancy, and traditional banks were unwilling to offer me a loan. That’s when I met Jas Khuranna, the sales/finance manager, who seemed empathetic and eager to help. He presented a loan from Axis Finance with a staggering 26.82% interest rate. Given my situation, and the urgent need for a vehicle for my family, I reluctantly accepted. The Pressure to Purchase Jas presented me with a 2017 Chevrolet Spark, emphasizing that I needed to act fast as the loan approval hinged on quick action. Despite my repeated requests for photos, he avoided sharing any, reassuring me that the car was in good condition with a clear Carfax report. His urgency left me feeling cornered, and I signed the paperwork without ever seeing the car. On September 21, 2024, I finalized the deal. Still, the car wasn’t at the Kitchener location. Jas convinced...